Ayushman Bharat Yojana / Pradhan Mantri Jan Arogya Abhiyaan (PMJAY)

Pradhan Mantri Jan Arogya Abhiyaan (PMJAY) – Ayushman Bharat Yojana Scheme is a project initiated by the Central Government in India to transform the healthcare industry. The Ayushman program has been designed to address the current deficiencies in the public sector healthcare industry, infrastructure, including lack of funds and resources. National Health Protection scheme is also called as Ayushman Bharat Yojana. The central Government will decide to cover 100 million poor BPL families under this Ayushman Bharat Yojana.

The fundamental objective is to strengthen the secondary, primary and tertiary health care system in India and it also focuses on offering financial protection during an emergency situation for all needy families.

Benefits of Ayushman Bharat Yojana :

• The people who registered under this scheme can offer with complete cashless treatment as coverage money
• Indian Government also started and investing the premium for each beneficiary family registered under this scheme will able to take Rs 5 lakh on yearly basis for medical treatment
• The selection of beneficiaries done on basis of SECC ( Socio-Economic Caste Census ) data
• There will be no restrictions on the size of the covered beneficiary family
• The total cost of treatment would define by the Government in advance as packages to control cost
• One of the core principles of Ayushman Bharat - National Health Protection Mission is to co-operative federalism and flexibility to states.

Under this scheme along with the two flagship programs, 24 medical colleges and hospitals Government will establish across the nation. And each state has the at least one Government medical college.

Treatment Packages Rates under Ayushman Bharat Yojna:

This Ayushman Bharat Yojana provides the medical treatments along with rates by central government under National Health Protection Mission as mentioned below. The Medical Treatment also Rate under NHPM is

• Bypass Surgery: Rs 1.10 lakh
• Replacement of Valve: Rs 1.20 lakh
• Arthroscopy Surgery: Rs 20,000
• Cervical Surgery: Rs 20,000
• Knee Surgery: Rs 25,000
• Heart Stent: Rs 40,000
• Hysterectomy Surgery for Removal of Uterus: Rs 50,000
• Hip Replacement: Rs 90,000
• Knee Implant: Rs 90,000

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