What is BHIM app?
With the BHIM app,
anyone can send or request money through the app to make a digital payment. The
app is linked to your bank account, so you don’t have to load money in it
unlike a wallet, and a merchant does not have to worry about transferring the
money back to their bank account.
How to download BHIMP app?
Download the BHIM app
by the National Payments Corporation of India (NPCI) on Google Play to start
using the free Android app.BHIM app is presently
now available on Android and will come to iPhone ‘soon’.
How do I use BHIM app?
After you download
the BHIM app, you’ll have to register your bank account through the app, and
set a UPI PIN. Your mobile number is your payment address, and you can start
transacting. Through the app, you can send or receive money to a phone number,
check balance, or scan a QR code to make a payment without sharing a phone
number.
Using the BHIM app, money can also be sent to non-UPI banks
through IFSC, like you do with normal net banking.
Does the BHIM app work on feature phones?
Apart from the
Android app, the interface behind the BHIM app can be accessed using USSD
(Unstructured Supplementary Service Data) from feature phones – you will need
to dial *99# to access it. With this method, an Internet connection will not be
required to use the core functionality behind the BHIM app.What banks support the BHIM app?
All the major banks
are supported by the BHIM app – as long as the bank supports UPI, you will be
able to access your money through the BHIM app.
The list of banks
supported by the BHIM app is as follows:| Allahabad Bank | ICICI Bank |
| Andhra Bank | IDBI Bank |
| Axis Bank | IDFC Bank |
| Bank of Baroda | Indian Bank |
| Bank of India | Indian Overseas Bank |
| Bank of Maharashtra | IndusInd Bank |
| Canara Bank | Karnataka Bank |
| Catholic Syrian Bank | Karur Vysya Bank |
| Central Bank of India | Kotak Mahindra Bank |
| DCB Bank | Oriental Bank of Commerce |
| Dena Bank | Punjab National Bank |
| Federal Bank | RBL Bank |
| HDFC Bank | South Indian Bank |
| Standard Chartered Bank | State Bank of India |
| Syndicate Bank | Union Bank of India |
| United Bank of India | Vijaya Bank |
What are the BHIM app
transaction limits?
There is a maximum of
Rs. 10,000 per transaction permitted, and Rs. 20,000 within 24 hours.
#BHIM #ApurvGourav
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